Unlocking Liquidity - Loans Against Shares
Neomile offers customized funding solutions against share collateral for promoters, HNIs, employees seeking to meet liquidity needs without losing upside potential in their portfolio.
- Get loans up to 50% of current market value against pledge of listed equities
- Continue enjoying full ownership rights and upside potential
- Quick processing with minimal documentation
- Flexible tenure up to 3 years
Borrow against following securities:
- Listed Shares of bluechip and midcap companies
- PMS Portfolio Stocks
- Exchange Traded Funds (ETFs)
- Bonds & NCDs of PSU entities
- Equity schemes of mutual funds
We maintain active relationships with leading banks, NBFCs and HNIs allowing us to structure customized loan against shares. Connect with us to unlock liquidity while still retaining your portfolio.
FAQs LAS
A loan against shares allows borrowing money from lenders by pledging listed stocks, mutual funds etc. as collateral while retaining ownership.
Loan amount is usually 50-75% of the market value of the securities pledged as collateral with haircuts applied as per risk profile.
Tenure is flexible ranging from 12 months to 36 months typically. Short term loans have higher margins.
Lenders carry out periodic revaluations of collateral. One may need to provide additional shares/cash if significant shortfalls observed, failing which the position can get squared off.
